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FAQ Section > Car Hire Insurance Frequently Asked Questions > Car Hire Excess Insurance - Geographic Definitions

What Countries are designated European for Excess Insurance?

Is where you are travelling defined as Europe or the rest of the world by your car hire insurer? Surprisingly a European policy can cover you in Israel, Eygpt, Morocco, Tunisa and more - as long as you pick the right company!

And in case you are wondering where the boundary 'West of the Urals' is - it's about 850 miles the other side of Moscow - so plenty of scope for most adventurers.

This information is correct at the date of publication, but do double check it before buying a policy.

CompanyDefinition of EuropeDefinition of USA and CanadaDefinition of WorldwideMore Info
BettersafeAll countries to the west of the Ural Mountains including the United Kingdom, Republic of Ireland, Iceland, islands in the Mediterranean, Morocco, Tunisia, Turkey, Canary Islands, Madeira, and the Azores but excluding any Trip in, to or through Belarus. USA, Canada, Caribbean, South and Central AmericaAnywhere in the World excluding any Trip in, to, or through Afghanistan, Belarus, Cuba, Congo, Iran, Iraq, Ivory Coast, Liberia, North Korea, Myanmar, South Sudan, Sudan, Syria and Zimbabwe.Find out more...
Big BlueAll countries west of the Ural Mountains, British Isles, Ireland, and islands in the Mediterranean, Morocco, Tunisia, Turkey, Canary Islands, Madeira, Iceland, Israel and the Azores Means any country.Find out more...
carhirexcess.comThe countries of the continent of Europe (usually considered to be all countries to the west of the Ural mountains) plus Morocco, Tunisia, Turkey and Israel but excluding any trip in, to, or through Belarus.Anywhere in the world including USA and Canada (which will include the Caribbean, South and Central America). but excluding any trip in, to, or through Afghanistan, Belarus, Cuba, Congo, Iran, Iraq, Ivory Coast, Liberia, North Korea, Myanmar,Sudan,South Sudan, Syria and Zimbabwe.Find out more...
ChewIncludes all European Union (EU) Member States and countries to the West of the Ural Mountains including the United Kingdom, islands in the Mediterranean, Andorra, The Azores, Balearic Islands, Bulgaria, Bosnia, Canary Islands, Channel Islands, Croatia, Gibraltar, Iceland, Ireland, Liechtenstein, Macedonia, Madeira, Moldova, Monaco, Montenegro, Norway, Romania, Russia (West of the Urals), San Marino, Serbia, Switzerland, Turkey and Ukraine but excluding Belarus. Includes all countries. Excludes any trip in, to, or through Afghanistan, Cuba, Congo, Iran, Iraq, Ivory Coast, Liberia, North Korea, Myanmar, Sudan and Zimbabwe. Excludes any claim resulting from You travelling to a specific country or to an area where The Foreign and Commonwealth Office or equivalent body have advised against all or all but essential travel.Find out more...
CoverforyouThe UK, Continental Europe, Mediterranean islands, Madeira, Canary Islands, the Azores, the Republic of Ireland, Iceland, Russia, Estonia, Latvia, Lithuania, Belarus, Ukraine, Moldova and Georgia. United States of America, Canada and all Islands in the Caribbean Sea including the Bahamas. Worldwide, excluding United States of America, Canada and all Islands in the Caribbean Sea including the Bahamas. There is no cover in Afghanistan, Belarus, Congo, Iran, Iraq, Ivory Coast, Liberia, North Korea, Burma, Sudan and Zimbabwe. Find out more...
EversureAndorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland and the United Kingdom. We also include the Azores, the Canary Islands, the Channel Islands and the Isle of Man, Islands in the Mediterranean and Madeira or any country, or region thereof, in the world where the Foreign and Commonwealth Office has issued a Travel Advisory against all travel, or all but essential travel, to such country or region. The continental United States, Alaska, Hawaii, Puerto Rico, Guam, the Virgin Islands of the United States, and Canada.Anywhere in the World excluding any Trip in, to, or through Afghanistan, Belarus, Burma, Congo, Crimea/Ukraine, Iran, Iraq, Ivory Coast, Liberia, North Korea, Myanmar, Sudan and Zimbabwe or any country, or region thereof, in the world where the Foreign and Commonwealth Office has issued a Travel Advisory against all travel, or all but essential travel, to such country or region.Find out more...
LeisureguardAll countries west of the Ural Mountains, British Isles, Ireland, and islands in the Mediterranean, Morocco, Tunisia, Turkey, Canary Islands, Madeira, Iceland, Israel and the Azores.Means any country Find out more...
icarhireinsuranceEuropean Union (EU) Member States and countries to the west of the Ural Mountains, including the British Isles, Ireland, Iceland, islands in the Mediterranean, Morocco, Tunisia, Turkey, Canary Islands, Madeira, and the Azores. Excludes countries where travel is not advised at all or for only essential travel by government bodies in the United Kingdom.Includes United States of America (USA) and Canada only.Includes all countries. EXCLUDES any trip in, to, or through Afghanistan, Cuba, Congo, Iran, Iraq, Ivory Coast, Liberia, North Korea, Myanmar, Sudan and Zimbabwe. Also excludes countries where travel is not advised at all or for only essential travel by government bodies in the United Kingdom.Find out more...
insurance4carhire.comAll European countries to the West of the Ural Mountains including the United Kingdom, the Channel Islands, Isle of Man, Republic of Ireland, Iceland, islands in the Mediterranean, Morocco, Tunisia, Turkey, Canary Islands, Madeira, and the Azores. Excludes the region of Crimea. No cover for claims arising as a direct result of a situation highlighted by the Foreign and Commonwealth Office where You have hired a car in a specific country or area where, prior to the Car Rental Agreement commencing, the Foreign and Commonwealth Office has advised against all (but essential) travel. USA and Canada. This will include the Caribbean, South and Central America.Anywhere in the World excluding any Trip in, to, or through Cuba, Iran, North Korea, Region of Crimea, Sudan and Syria. No cover for claims arising as a direct result of a situation highlighted by the Foreign and Commonwealth Office where You have hired a car in a specific country or area where, prior to the Car Rental Agreement commencing, the Foreign and Commonwealth Office has advised against all (but essential) travel. Find out more...
InsureforAll countries west of the Ural Mountains, British Isles, Ireland, and islands in the Mediterranean, Morocco, Tunisia, Turkey, Canary Islands, Madeira, Iceland, Israel and the AzoresMeans any country Find out more...
QuestorAll countries west of the Ural Mountains, British Isles, Ireland, and islands in the Me diterranean, Morocco, Tunisia, Turkey, Canary Islands, Madeira, Iceland, and the AzoresAnywhere in the world apart from Afghanistan, Belarus, Cubs, Democratic \republic of Congo, Iran, Iraq. Ivory Coast,Liberia. Myanmar, North Korea, South Sudan, Sudan, Syria, Zimbabwe. No cover is provided for claims arising as a direct result of a situation highlighted by the Foreign and Commonwealth Office where you have hired a vehicle in a specific country or area where, prior to the vehicle rental agreement commencing, the Foreign and Commonwealth Office has advised against all (but essential) travel. Find out more...
ReducemyexcessAndorra,Austria,Belgium,Bulgaria,Croatia,Cyprus,Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland and the United Kingdom. We also include the Azores, the Canary Islands, the Channel Islands and the Isle of Man, Islands in the Mediterranean and Madeira. Excludes any country, or region thereof, in the world where the Foreign and Commonwealth Office has issued a Travel Advisory against all travel, or all but essential travel, to such country or region. The continental United States, Alaska, Hawaii, Puerto Rico, Guam, the Virgin Islands of the United States, and Canada.Anywhere in the World excluding any Trip in, to, or through Afghanistan, Belarus, Burma, Congo, Crimea/Ukraine, Cuba, Iran, Iraq, Ivory Coast, Liberia, North Korea, Myanmar, Russia, Sudan, Syria, Venezuela and Zimbabwe or any country, or region thereof, in the world where the Foreign and Commonwealth Office has issued a Travel Advisory against all travel, or all but essential travel, to such country or region.Find out more...
Worldwide InsureAll EEA countries plus Switzerland and the United Kingdom excluding Iceland Worldwide excluding Armenia, Dominican Republic and Jamaica Find out more...

This content was last reviewed on 15/11/2023

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