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Will student insurance cover me during the holidays?

Are my belongings covered by student insurance out of term time?

At Christmas and Easter most students will head home for the holidays leaving most of their personal possessions in their student accommodation. But will those possessions still be covered by your student insurance while you are not there?

Use our student insurance table to compare standard policy cover. Both Endsleigh and The Insurance Emporium include holiday cover although the latter's definition of contents is very limited.

Cover4insurance offer an optional extension to include vacation cover up to the sum of £3500.

Bear in mind that, if your insurance is a policy that comes with your accommodation (block halls policy) - rather than being bought independently - then the level of cover may be different. Many do come with vacation cover as standard but it is best to read the policy wording to be sure.

Some student insurance policies will also insist that individual rooms are locked during holidays for you to be covered. Please read all terms and conditions of your policy carefully.

This content was last reviewed on 18/07/2022

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