How can I compare student insurance policies?

What are the differences between the standard student insurance policies?

As with all insurance, you need to choose a policy that best suits your needs. Companies provide different benefits and levels of cover within their student insurance and it is important that you compare policies to find the right cover for you.

There are far fewer providers of student insurance currently. Indeed, one of the biggest and well-known, Endsleigh, no longer offers separate student accommodation insurance. If more insurers come forward to take up the baton we will include those on our pages.

In the meantime you could consider home insurance which includes the option of covering students away from home and gadget insurance for those more expensive items.

Here we focus on some of the common areas of student insurance:

Accidental Damage - Will your possessions be covered for accidents as well as theft?

Walk-in-Theft - Will you be covered if your individual room does not have a lock?

Holiday Cover - What happens if your possessions are damaged whilst you are at home for the holidays?

Tenants Liability Insurance - Will you be able to claim if you damage the landlord's property?

Company	Product	Online Discount	Level of Contents Cover	Accidental Damage	Walk in Theft	Holiday Cover	Tenants Liability Insurance	More Info
	Student Contents Insurance	None	£2000 - £14,000
	Cover4Students also cover Rented Household Goods, Credit Cards and Personal Money within the standard premium charge.
	Student Insurance	Up to 30%	Up to £5000
	The Insurance Emporium also include Freezer Contents cover within their standard premium charge.

Please read all terms and conditions carefully before purchasing any policy. If you are moving into halls of residence, you may find you have different cover from that provided under the standard contents insurance.

This content was last reviewed on 27/11/2023

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