With most standard van insurance policies, if you are provided with EU cover, you are usually only covered for the basic minimum. This minimum is often just third-party cover, so any damage to your own van would not be covered. In order to have the same level of insurance as you would while driving in the UK, you need to make sure your van insurance policy has adequate cover for driving in Europe.
Our van insurance comparison service has several insurers who provide full cover for trips into Europe - and a number will cover you for trips of up to 3 months.
Run a quote and look for the companies listed below who will, in most circumstances, offer good cover for driving a van in the EU. Cover may be extended to countries outside the EU but please check individual policies for details.
|Company||Max Stay||Replacement Vehicle*||Breakdown Cover||Other Benefits|
|Hastings||90 days||optional||optional||Up to £750 in-van entertainment system cover|
|Admiral||90 days||optional||optional||Optional vehicle contents cover up to £6000|
|Zenith||90 days||optional||optional||Optional Tools in Transit cover up to £5000|
|Gladiator||90 days||optional||optional||Optional vehicle contents cover up to £6000|
|Churchill||30 days||optional||optional||Repairs guaranteed for 5 years when using approved retailer|
|Budget||30 days||optional||optional||Cost of excess can be refunded under Uninsured Driver Promise|
|Dialdirect||30 days||optional 28 day or 60 day||RAC UK cover standard but EU cover optional||Optional tool and van contents cover up £5000 plus up to £10,000 for additional expenses|
*Most insurance policies include a courtesy vehicle (subject to availability) whilst your van is being repaired. However, a replacement vehicle if your van is stolen or written off rarely comes as standard with a van insurance policy.
We work with a van insurance broker who listen to what it is that you need – whatever the situation - and search out policies which offer a more flexible approach when it comes to travel abroad. They understand your requirements and try to match them with an insurer hat can cover your van and your travel plans. The van insurance brokers are able to help with stays of up to 4 months on the continent.
With this more tailored service more work is involved and therefore you may see higher premiums, but if you would like us to arrange a discussion between yourself and the brokers please click the button below, complete your details and we can put you in touch.
The rules of the road can vary from country to country so we always suggest reading up on the local driving regulations before you set off on your travels – especially as some countries insist on various items being in the vehicle such as reflective jackets. Consider how long you intend to be abroad as all countries have a time limit after which your van will be required to be taxed, insured and MOT'd in that country.
The UK is now part of the Green Card Free Circulation Area which means that you do not need a green card to drive within the EU, or Andorra, Bosnia Herzegovina, Iceland, Liechtenstein, Norway, Switzerland or Serbia. It is recommended that you take proof of your van insurance with you when you travel and that you are abiding by the driving rules of the country you are in.
TempCover can - depending on your circumstances - offer comprehensive short term van insurance for European driving for up to 28 days (be aware that most other short term insurers will only provide minimal cover).
This information is based on journalistic investigation and research at the time of going to press as a service to our readers. It does not offer either financial, legal or any other advice that should be followed without your own enquiries. Any information should be considered in regard to specific circumstances. Any suggestions followed up are done so at your own risk and your own research is key.
This content was last reviewed on 09/03/2022