Once upon a time there would be one television in a home, usually in the living room. Now we often have more than one, perhaps in the kitchen or a playroom. In a house with teenagers there are frequently televisions in every bedroom! Many are not simply used as TV's but also for computer gaming and the breakdown of one can be a headache for parents.
For a household with one television, not being able to afford to replace yours if it should develop a fault, can be frustrating - particularly during the football season or if you are a fan of The Great British Bake Off. Who wants to miss that crucial match or the antics of those bakers? For many, weekday evenings revolve around sitting down with loved ones to watch our favourite programmes, televisions are therefore very much a part of daily life!
Television insurance is one way you can have peace of mind should your TV breakdown. With cover you can be reassured that in these situations it can be replaced or repaired without a hefty bill. Insurers can often provide discounts for the second and third television to be insured.
Standalone TV insurance is great at covering televisions for breakdowns, but policies tend not to cover accidental damage.
If you want to protect your TV against the TV being knocked over or from a cup of coffee being spilt over it we would suggest considering a home contents insurance policy which includes accidental damage.
Please be aware that there there is likely to be an excess (the first part of a claim which you must pay), although you can select the excess you are comfortable with while you apply
If you already have a home insurance policy check to see if you are covered for accidental damage - if not contact your insurer to add it.
If you have not got a home contents policy compare prices and cover with the MoneyMaxim Home Insurance Comparison Service
This policies can be amazingly affordable and will then cover all the possessions in your home not just your TV - and what's even better is that we at MoneyMaxim are currently offering a £20 Amazon voucher to everyone who takes out a home contents policy through us.
Currently the only option we offer is to take both a TV breakdown policy, and a home contents policy, the combination of both providing both areas of cover.
Should you have numerous home entertainment devices around the house, such as televisions, radios, DVD players, games consoles and home cinemas, to name a few, you may want to consider a home entertainment insurance policy. This would insure multiple devices under one policy, often being more economical and easier to manage then numerous single device policies.
Again you might well find that a home contents policy might cover many gadgets within your house.
If you are wanting to insure multiple home entertainment devices and kitchen appliances under one insurance policy, you may want to look for an ultimate appliance policy, which many insurers now do. This would cover numerous home entertainment devices and kitchen appliances under a single insurance policy.
This content was last reviewed on 11/01/2023