Compare travel insurance
Travel insurance is designed to pay for bills or expenses you run up while you are on a holiday or trip through unexpected circumstances. Examples might be an illness or accident, lost baggage or a delayed or cancelled flight.
You can choose either a single trip travel insurance policy which will cover just the trip you are going on, or an annual trip which will include any number of trips in a year (there are normally limits on trip lengths for annual policies)
Why take travel insurance
Every day insurers in the UK pay out over £1m in Travel Insurance claims (2013 research published by the Association of British Insurers. Bills, especially medical ones can be enormous, and they make up 56% of this figure, but other events can also leave you well out of pocket.
Cancellations or curtailment - If you have to cancel your holiday before your expected departure date or if you have to come home early because you have been made redundant, have an illness or there has been a family bereavement.
Personal possessions - If you suffer accidental loss, damage or theft of money, baggage or personal possessions.
Delays - if your flight is delayed or cancelled.
Specialist Travel Insurance
Standard Travel Insurance policies will not cover you for medical bills if you haven't told them about medical conditions suffered by you or one of your party. You also cannot claim under the cancellation part of your policy if it's due to an illness or condition suffered by a relative at home if it was known about when you bought your policy or booked your holiday.
We, however, offer a range of companies who can help in these circumstances - try a quote through our comparison service, or give us a call on 0800 520 0699 if you are struggling at all - we will be delighted to help.
If you planning any 'out of the norm' activities on your break it's well worth making sure you are covered. Our comparison service will help track down companies who will cover your passion - whether that's skydiving, bungee jumping or mountaineering!
We also have specialist information covering insurers who are willing to add cover for activities to existing policies - a great idea if you already have an annual policy from, say, your bank or credit card company.
We led the way when many travel insurers decided against covering their policyholders for delays that occurred following the Icelandic volcanic eruptions a few years ago.
We went out and found those companies who kept on covering their customers, and, whilst many have since adapted their approach, you can use our service to compare policies where you can be covered against volcanic ash disruption. Whilst this may seem a somewhat remote possibility again, it's important to remember the costs that were involved for those trapped overseas for months on end. A small risk, but one well worth covering.
Again these can be compared through our standard service, but opting for policies with Natural Disaster cover, or by visiting our specialist volcanic ash travel insurance section.
Whatever your requirements, we can help! And comparing policies through our service means you can find a wide range of policies that could suit your needs within minutes. Once you buy, your policy documents will be emailed to you within minutes, leaving you to anticipate your break with one less thing to remember.
Image courtesy of: artur84 at FreeDigitalPhotos.net
This content was last reviewed on 30/08/2017