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Multi car insurance policies have been around a while, but whilst a few years ago the number of insurers offering such policies were few and far between there are now an ever growing array of companies featuring multi car policies.
They are particularly popular with families with provisional or young drivers. This is because the insurer can better balance the risks of an accident across a mix of low risk experienced parents, and the younger family members whose risk profile is less favourable.
One such insurer is Aviva Multi Car Insurance policies which comes from one of the UK's largest and most respected insurers.
The company expect 20% of customers to achieve the maximum saving of 1/3* when a second vehicle is insured on their Defaqto 5 Star rated MultiCar policy.
Advantages of the multicar policy include:
Apart from the cost the main advantage of multicar policies is that you only have one renewal to deal with – but do aware that that can also be a drawback. If you rely on having your car insurance policies spread across the year, making the payment of them in affordable bites remember that a multicar policy means they will all fall together – for ever in the future. and it if that means you plan to use the instalment plans offered by insurers do check out the cost – as some are horrid!
Another drawback is the inability to compare multicar policies on a comparison service, as it's a service not offered. An alternative is to use a broker – Adrian Flux for instance offer multi car policies over the phone. They don't quote online given the wide range of options and the fact that they find in most cases they can offer cheaper quotes once they have a discussion and fully understand your circumstances. This is particularly the case when insuring more than one car.
Call 0800 181 4542 for a multicar insurance quote and the team at Adrian Flux will be delighted to help. They are open from 9.00am to 7.00pm during the week and 9.00am to 5.30pm on Saturdays.
More information on Aviva can be found on our Aviva Insurance Review page.