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Banned Drivers Insurance | Compare Policies Designed for Drivers who Have Disqualified

Finding Car Insurance when you have been banned can be a long and slow process.


Car Insurance for Banned Drivers

Mistakes do happen though, and you shouldn't be penalised for forever more. Here at Moneymaxim we will be delighted to help you track down insurers who are perfectly happy to provide insurance to those who have previously been banned from driving.

If you haven't been banned and instead have less than six points on your licence, use the specialist panel of insurers to compare cheap car insurance where we have a range of insurers delighted to quote for those with more minor offences on their licence.

Find banned driver insurance using our specialised team

Find banned driver insurance through the specialist insurers we partner with - they are ready to deal with anyone who has been banned from driving previously and will look to be helpful rather than judgmental - meaning you can find both friendly help and affordable car insurance fast.

The other advantage with the panel of insurers is that you can access greater choice when you come to us. When you have been banned from driving, it can feel like you may never be able to get insured again, however it's possible to find competitively priced banned driver car insurance through Moneymaxim. We can arrange for quotations to be provided enabling you to find good value car insurance so you can rebuild your driving record.

So however your licence looks after your ban, the specialist drivers insurance panel will be able to help. And as they have spoken to hundreds of other drivers in similar situations, and know underwriters used to insuring those with driving bans, they know where to turn to to get you great deals. They can access policies covering speeding disqualifications, drink driving bans and dangerous driving convictions. If you have have been banned for just a few days or weeks or even 1 year, 2 years or 3 years, they can offer specialist convicted driver car insurance policies that will meet your needs. If you have had to take a retest or undertake a rehabilitation programme - no matter - they can still help.

Those who have been banned from driving are generally considered high risk by most insurance companies meaning you may be asked to pay both high premiums and agree to a large excess on your policy. Specialist insurers can help, using additional add on policies such as insurance excess protection insurance.

Having a driving ban doesn't always mean your insurance premium is going to be massive - although it's fair to say that it will cast a slight shadow on your premium. Remember you will be older than you were when you last looked for insurance and that will help! The panel of insurers we partner with will look to find you competitively priced convicted driver car insurance whilst still offering the level of cover you want - whether that's a fully comprehensive, third party or third party fire and theft policy for a convicted driver. We believe the panel we use offer affordable rates meaning lower premiums for convicted drivers.

There are various ways in which someone may be banned from driving - through the accumulation of 12 or more points within three years, or committing a driving offence. If, however, you have 6 or less points on your licence please do consider our standard car insurance comparison service, as many mainstream motor insurers will be happy to quote for drivers with less than 6 points, and you may find the wider choice delivers further competitive quotes. Below you'll find a list of convictions which can potentially be covered.

  • AC10 FAILING TO STOP AFTER AN ACCIDENT INSURANCE
  • AC20 FAILING TO GIVE PARTICULARS OR REPORT IN 24HR INSURANCE
  • AC30 UNDEFINED ACCIDENT OFFENCES INSURANCE
  • BA10 DRIVING WHILE DISQUALIFIED BY ORDER OF COURT INSURANCE
  • BA20 DRIVING WHILE DISQUALIFIED AS UNDER AGE INSURANCE
  • BA30 ATTEMPTING TO DRIVE WHILE DISQUALIFIED INSURANCE
  • CD10 DRIVING WITHOUT DUE CARE AND ATTENTION INSURANCE
  • CD20 DRIVING WITHOUT REASONABLE CONSIDERATION INSURANCE
  • CD30 DRIVING WITHOUT DUE CARE & ATTENTION INSURANCE
  • CD40 CAUSING DEATH - DRIVING WHEN UNFIT - DRINK INSURANCE
  • CD50 CAUSING DEATH - DRIVING WHEN UNFIT - DRUGS INSURANCE
  • CD60 CAUSING DEATH - DRIVING OVER ALCOHOL LIMIT INSURANCE
  • CD70 CAUSING DEATH - DRIVING & SPECIMEN REFUSED INSURANCE
  • CU10 DEFECTIVE BRAKES INSURANCE
  • CU20 DANGEROUS USE (NOT BRAKES, STEERING OR TYRES) INSURANCE
  • CU30 DEFECTIVE TYRES INSURANCE
  • CU50 DANGEROUS LOAD INSURANCE
  • CU60 UNDEFINED CONSTRUCTION AND USE FAILURE INSURANCE
  • CU80 DRIVING WHILST USING A MOBILE PHONE INSURANCE
  • DD10 DANGEROUS DRIVING INSURANCE
  • DD20 DANGEROUS SPEED INSURANCE
  • DD30 RECKLESS DRIVING INSURANCE
  • DD40 COMBINATION OF DANGEROUS, SPEED OR RECKLESS INSURANCE
  • DD50 DEATH BY DANGEROUS DRIVING INSURANCE
  • DD60 CULPABLE HOMICIDE WHILE DRIVING INSURANCE
  • DD70 DEATH BY RECKLESS DRIVING INSURANCE
  • DD80 CAUSING DEATH BY DANGEROUS DRIVING INSURANCE
  • DR10 DRIVING WITH ALCOHOL LEVEL ABOVE LIMIT INSURANCE
  • DR20 DRIVING WHILE UNFIT THROUGH DRINK INSURANCE
  • DR30 DRIVING THEN FAILING TO SUPPLY A SPECIMEN INSURANCE
  • DR40 IN CHARGE OF A VEHICLE - ALCOHOL ABOVE LIMIT INSURANCE
  • DR50 IN CHARGE OF A VEHICLE - UNFIT THROUGH DRINK INSURANCE
  • DR60 FAILURE - PROVIDE SPECIMEN OTHER THAN DRIVING INSURANCE
  • DR70 FAILING TO PROVIDE SPECIMEN FOR BREATH TEST INSURANCE
  • DR80 DRIVING WHEN UNFIT THROUGH DRUGS INSURANCE
  • DR90 IN CHARGE OF VEHICLE WHEN UNFIT THROUGH DRUGS INSURANCE
  • IN10 DRIVING UNINSURED INSURANCE
  • LC10 DRIVING WITHOUT A LICENCE INSURANCE
  • LC20 DRIVING NOT IN ACCORDANCE WITH A LICENCE INSURANCE
  • LC30 DRIVING AFTER MAKING A FALSE DECLARATION INSURANCE
  • LC40 DRIVING FAILED TO NOTIFY OF A DISABILITY INSURANCE
  • LC50 DRIVING AFTER LICENCE REVOKED MEDICAL GROUNDS INSURANCE
  • MS10 LEAVING A VEHICLE IN A DANGEROUS POSITION INSURANCE
  • MS20 UNLAWFUL PILLION RIDING INSURANCE
  • MS30 PLAYSTREET OFFENCES INSURANCE
  • MS40 DRIVING - UNCORRECTED EYESIGHT/REFUSING TEST INSURANCE
  • MS50 MOTOR RACING ON THE HIGHWAY INSURANCE
  • MS60 OFFENCES NOT COVERED BY OTHER CODES INSURANCE
  • MS70 DRIVING WITH UNCORRECTED DEFECTIVE EYESIGHT INSURANCE
  • MS80 REFUSING TO SUBMIT TO AN EYESIGHT TEST INSURANCE
  • MS90 FAILURE TO GIVE INFORMATION AS TO DRIVER ID INSURANCE
  • MT01 DRIVING WHILST USING A MOBILE TELEPHONE INSURANCE
  • MW10 CONTRAVENING SPECIAL ROAD REGULATIONS INSURANCE
  • NE99 NON ENDORSABLE OFFENCE INSURANCE
  • PC10 PEDESTRIAN CROSSING (UNDEFINED) INSURANCE
  • PC20 MOVING VEHICLE AND PEDESTRIAN CROSSING INSURANCE
  • PC30 STATIONARY VEHICLE AND PEDESTRIAN CROSSING INSURANCE
  • PL10 DRIVING WITHOUT 'L' PLATES INSURANCE
  • PL20 DRIVING UNACCOMPANIED INSURANCE
  • PL30 CARRYING A PERSON NOT QUALIFIED INSURANCE
  • PL40 DRAWING UNAUTHORISED TRAILER INSURANCE
  • PL50 UNDEFINED PROVISIONAL OFFENCE INSURANCE
  • SC19 SECTION 19 (TRANSPORT ACT 1981) DISQUALIFICATION INSURANCE
  • SC35 SECTION 35 (TRANSPORT ACT 1981) DISQUALIFICATION INSURANCE
  • SP10 SPEEDING, GOODS VEHICLE INSURANCE
  • SP20 SPEEDING (NOT GOODS OR PASSENGER) INSURANCE
  • SP30 EXCEEDING STATUTORY SPEED LIMIT INSURANCE
  • SP40 EXCEEDING PASSENGER VEHICLE SPEED LIMIT INSURANCE
  • SP50 EXCEEDING MOTORWAY LIMIT INSURANCE
  • SP60 UNDEFINED SPEEDING OFFENCE INSURANCE
  • TS10 TRAFFIC LIGHTS OFFENCE INSURANCE
  • TS20 DOUBLE WHITE LINE OFFENCE INSURANCE
  • TS30 STOP SIGN OFFENCE INSURANCE
  • TS40 TRAFFIC CONSTABLE OFFENCE INSURANCE
  • TS50 TRAFFIC SIGNS (EXCL LIGHTS, STOP, LINES) INSURANCE
  • TS60 SCHOOL CROSSING OFFENCE INSURANCE
  • TS70 UNDEFINED TRAFFIC SIGNS OR DIRECTION INSURANCE
  • TT99 TO SIGNIFY A DISQUALIFICATION UNDER 'TOTTING-UP' PROCEDURE INSURANCE
  • UT10 TAKING AND DRIVING AWAY INSURANCE
  • UT20 STEALING A VEHICLE INSURANCE
  • UT30 GOING EQUIPPED TO STEAL OR TAKE AWAY INSURANCE
  • UT40 TAKING, RIDING, KNOWINGLY DRIVING INSURANCE
  • UT50 AGGRAVATED TAKING OF A VEHICLE INSURANCE
  • XX99 TO SIGNIFY A DISQUALIFICATION UNDER 'TOTTING-UP' PROCEDURE INSURANCE

This service is operated on our behalf by Seopa Limited.

This content was last reviewed on 02/08/2017