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FAQ Section > Car Hire Insurance Frequently Asked Questions > young traveller

Can I buy car hire excess insurance if I am under 21 years old?

Travel insurance from Insuremore can provide a car hire excess insurance too. It's an ideal way of the under 21's protecting themselves from charges at the rental desk.

It is becoming easier for younger people to hire a car abroad. Many locations in Spain, for example, offer car hire to younger drivers but it can be difficult to find car hire excess reimbursement policies if you are under 21 years old. However there is a travel insurance policy from Insuremore that includes a car hire excess waiver cover.

Both Standard and Deluxe policies from Insuremore are available to from the age of 18 so can therefore offer a a solution to those younger drivers hiring a car abroad. The policy offers cover up to £2000 which is high enough to cover most damage or theft excesses which are applied to car hire, particularly for smaller vehicles, popular with the under 21's. The good news is that there is no excess to pay for claims in the Rental Vehicle Excess Waiver section.

This additional cover also provides cover for the cost of damage to the windows, tyres, roof and undercarriage of the hire vehicle although these do have lower limits.

This is a comprehensive travel insurance policy which offers the car hire cover as an addition. It may not have as wide-reaching cover as other standalone car hire excess policies but can act as an alternative to purchasing the car hire company's own cover at the desk which is likely to be much more expensive.

Bear in mind that some car hire companies may require younger hirers to pay additional charges which could include the compulsory purchase of their own cover. This is also likely to be the case if the driver does not have a credit card they can use at the car hire desk.

This content was last reviewed on 04/01/2021

Image courtesy of: Pixabay

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