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Under most circumstances, getting a separate policy for each car will be the easiest and safest option. Most car hire insurance policies allow for a number of additional drivers to be covered as long as they are on the rental agreement.
However, if you are renting with close family and wish to take an annual policy, many car hire excess policies have discounted 'family and partner' or 'family cover' options which allow close relatives to be covered as if they had the policy themselves. Do read the terms and conditions carefully though for the definitions of who can be covered and also whether the policy is restricted to one hire car at a time.
When running a quote through MoneyMaxim, to filter for these types of policy, click the button at the top of the page for 'Show policies allowing more than one driver to rent cars independently of each other'. Read through the policies carefully as some such as Eversure, Worldwide Insure and Reduce My Excess will only cover one hire car at a time. These will not be suitable if you need to hire more than one car in the same time period.
This content was last reviewed on 16/05/2017