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What insurance policies are offered by Enterprise?

We explain the ins and outs of Enterprise Car Hire insurance policies, including CDW Excess Waiver and Theft Waiver policies.

Enterprise Rent a Car offer car rentals internationally with corporate offices in the UK, US, Canada, Germany, France, Spain and Ireland.

They offer either excess cover or CDW / SLI insurance dependent on the location, so please read the conditions carefully. In the UK for example the excess on vehicles is between £1,000 and £1,400 but the Excess Protection policy sold by Enterprise covers excess protection up to a maximum of £900.

This would leave a hirer with a remaining excess of between £100 and £500 in the case of a significant incident.

The cost of this policy varies by vehicle size but as at February 2020 for a mini sized vehicle hired in the UK it would cost £19.91 per day and a small SUV £24.90 per day.

In the UK Enterprise offers roadside assistance protection (RAP). This covers the costs of tyre replacement and repairs or replacement of the vehicles glass if it is chipped or cracked. Replacement keys and at fault roadside assistance callouts (but not where there has been a breach of the rental agreement) are also covered - think things like flat batteries, running out of fuel etc. RAP costs (as at Feb 19) £7.05 per day.

Some users prefer the in house Enterprise cover policies as it saves the hassle of a post incident claim (this being dealt with at the car hire station on return), rather than having to pay for the cost of an incident and then claiming the cost back from an insurer as is the case with standalone insurance policies.

Excesses up to £12,500 and the areas above can be covered through independent insurance policies compared on the MoneyMaxim car hire insurance service and these cost from around £1.70 per day (from around £7 for a van)so we would suggest customers planning to rent an Enterprise Hire Car check prices there.

The recommended way forward is to run a quote for car hire excess insurance or van hire excess insurance through Moneymaxim and then compare features and prices. You can then make a considered judgement as to your preferred way forward.

This content was last reviewed on 03/02/2020

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