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What insurance policies are offered by Enterprise?
We explain the ins and outs of Enterprise Car Hire insurance policies, including CDW Excess Waiver and Theft Waiver policies.
Enterprise Rent a Car offer car rentals internationally with corporate offices in the UK, US, Canada, Germany, France, Spain and Ireland.
They offer either excess cover or CDW / SLI insurance dependent on the location, so please read the conditions carefully. In the UK for example the excess on vehicles is between £1,000 and £1,400 but the Excess Protection policy sold by Enterprise covers excess protection up to a maximum of £900.
This would leave a hirer with a remaining excess of between £100 and £500 in the case of a significant incident.
As at January 2017 the cost of this policy through a UK branch was £16.00 per day for non commercial vehicles, £14.99 for small commercial vehicles and £19.99 for larger commercial vehicles.
In the UK Enterprise offers roadside assistance protection (RAP). This covers the costs of tyre replacement and repairs or replacement of the vehicles glass if it is chipped or cracked. Replacement keys and at fault roadside assistance callouts (but not where there has been a breach of the rental agreement) are also covered - think things like flat batteries, running out of fuel etc. RAP costs (as at Jan 18) £5.75 per day.
Some users prefer the in house Enterprise cover policies as it saves the hassle of a post incident claim (this being dealt with at the car hire station on return), rather than having to pay for the cost of an incident and then claiming the cost back from an insurer as is the case with standalone insurance policies.
Excesses up to £6,000 and the areas above can be covered through independent insurance policies compared on the MoneyMaxim car hire insurance service and these cost from around £1.80 per day (from around £7 for a van)so we would suggest customers planning to rent an Enterprise Hire Car check prices there.
The recommended way forward is to run a quote for car hire excess insurance or van hire excess insurance through Moneymaxim and then compare features and prices. You can then make a considered judgement as to your preferred way forward.
This content was last reviewed on 22/01/2018
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General Car Hire Insurance Questions
- Do I need Car Hire Excess Insurance when I rent a car?
- How does your car hire excess insurance work?
- Can I just buy an insurance policy, or do I need specific dates to be able to buy my insurance?
- What Does All Inclusive Car Hire Insurance Cover?
- Does my car rental agreement already include insurance?
- Why are there restrictions on UK usage?
- Can a hire company refuse to accept a car hire excess policy?
- Are other people travelling with me covered?
- Is damage to windows and tyres covered?
- Can I purchase your Excess Policies if I am not a resident of the UK?
- Will car hire insurance cover me if I pick the car up at one location and return it to another?
- Will car rental firms preauthorise on my credit card when I have car hire excess insurance?
- Are there credit cards which offer Collision Damage Waiver (CDW) or Excess Insurance?
- Which insurance do I need for my car hire?
- What cars are covered by car hire insurance?
- What do you mean by annual policy? Can I use it throughout the year?
- What is covered by the Theft insurance included in the car rental price?
- What is Personal Accident Insurance (PAI) and do I need it?
- What is Personal Effects Cover (PEC) and do I need it?
- Do I need car hire cancellation insurance?
- How good are these companies at settling claims?
- Does it cost more for additional drivers?
- Does it matter what time of day I collect or return my hire car?
- What if I have a problem printing or downloading the car hire insurance document?
- Do you cover vehicles such as Camper Vans, Caravans and Motor Bikes?
- What does breakdown cover on car hire excess insurance include and how does it work
- No Excess Car Hire - What does this include?
- What do zero excess car hire insurance policies offer?
- What if I am unable to open my MoneyMaxim email with my car hire or car hire excess insurance quotes on?
- My car hire is for 31 days. Should I take a daily 31 day car hire excess insurance policy or an annual policy?
- Should I buy an annual Car Hire Excess Insurance policy or single trip policy for my upcoming hire car?
- What if I need a policy to cover two groups?
- Does deductibles mean the same as excess?
- Can I use excess insurance to cover peer-to-peer hire?
- Can I get excess insurance for a pickup truck?
- Can I cover two or more lead drivers on one policy?
- Is there an excess to pay on car hire excess insurance?
Excess Insurance Questions
- Do I have to have Excess Cover?
- What Cover is Provided by Car Hire Excess Cancellation Insurance?
- What are the restrictions on the Annual Excess Policies?
- In which countries is Excess/Super CDW charged?
- In which countries is Excess/Super CDW not charged?
- What is Excess Waiver Insurance?
- How do I make a Claim on my Excess Insurance?
- How are Claims handled?
- What is the Excess on a Car Hire?
- What is Covered by Baggage and Personal Accident Cover?
- What Cover does Car Hire Insurance provide for Carjacking and Road Rage?
- What Cover does Car Hire Insurance provide for Curtailment or Restitution?
- Is the price displayed a daily or total cost?
- What Countries are designated European for Car Hire Excess Insurance?
- Does Car Hire Insurance cost more for additional drivers?
- Does Car Hire Excess Insurance cover Bodywork Claims
- Car Hire Excess Insurance covers the underbody, roof and tyres but does it cover me if I have an accident?
- How do I know what the excess limit is for my hire car?
- Does Car Hire Excess mean I wouldn't have to pay for anything?
- Do I still have to provide my credit card for the excess on my hire car when purchasing a policy from you?
- Can a car hire accident claim affect my car no claims bonus?
- How to make a valid Car Hire Insurance Claim
- How large does my excess insurance limit need to be?
- When is the best time to get Car Hire Excess Insurance?
Questions on CDW & SLI Policies for the USA and Canada
- What are the features of a Combined CDW, SLI and Excess policy?
- How are Worldwide Policy Claims handled?
Combined Worldwide CDW, SLI & Excess Policy Questions
- What are the requirements for car rental insurance in the USA and Canada?
- What are the features of the CDW/LDW & SLI Policy?
- What are the restrictions on the CDW/LDW & SLI Policy for the USA and Canada?
- Is independent car hire insurance suitable for fly-drive holidays?
- How are SLI/CDW Claims handled?
- What cover is provided by the Combined Worldwide CDW, SLI & Excess Policy?
- If I purchase a Collision Damage Waiver and Supplementary Liability Insurance Policy, am I fully covered for car rental insurance in the USA and Canada?
- Is Collision Damage Waiver (CDW) the same as Loss Damage Waiver (LDW)?
- What Cover is Provided with an SLI Policy?
- What does the term Collision Damage Waiver mean?
- Collision Damage Waiver Insurance - What is it?
- Theft Protection - Car Hire definitions
- Can I buy independant car-hire insurance for my fly drive holiday?
Driver related Questions
- Young Drivers (under 25 years old)?
- Am I too old to hire a car?
- Are other people travelling with me covered?
- What are the age limits on Car Hire Insurance policies?
- If I want an additional driver on my hire car, will I have to pay more?