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FAQ Section > Car Hire Insurance Frequently Asked Questions > 
Why are there restrictions on UK usage?
We explore your options when looking for a Car Hire Excess Insurance policy to cover UK car hire.
This relates particularly to annual car hire insurance policies. Some car hire companies try to restrict drivers to hires that are taken outside the UK. This is because they are discouraging drivers who are 'frequent hirers' - say those who don't own a car, but hire one every week or so to undertake a journey.
If you want your car hire insurance policy to include flexible UK usage just run a quotation through the MoneyMaxim car hire insurance service stating that you need cover in your country of residence (assuming of course that you are a UK resident!). We will then display companies who can help you - what's more their prices are within a pound of companies who might have restrictions!
Compare car hire insurance prices with MoneyMaxim
If you have any queries do call a member of the MoneyMaxim car hire insurance team.
This content was last reviewed on 10/10/2022
Image courtesy of: Richard Webb
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Geographical related Questions Answered
- Why are there restrictions on UK usage?
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General Car Hire Insurance Questions Answered
- Does it matter what time of day I collect or return my hire car?
- What Does All Inclusive Car Hire Insurance Cover?
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- Can a hire company refuse to accept a car hire excess policy?
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- Are there credit cards which offer Collision Damage Waiver (CDW) or Excess Insurance?
- Will car rental firms preauthorise on my credit card when I have car hire excess insurance?
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- How does your car hire excess insurance work?
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- No Excess Car Hire - What does this include?
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- What is Personal Accident Insurance (PAI) and do I need it?
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- What if I am unable to open my MoneyMaxim email with my car hire or car hire excess insurance quotes on?
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Your Driver related Questions Answered
- What are the age limits on Car Hire Insurance policies? Are policies available for those over 85?
- Can I buy car hire excess insurance if I am under 21 years old?
- Do I need to buy a second excess insurance policy for an additional driver?
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Car Hire Companies - Your Insurance Questions Answered
- What insurance policies do Alamo offer?
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Daily and Annual Policy related Questions Answered
- What is an Annual Car Hire Excess Insurance Policy?
- What are the advantages of buying annual car hire excess insurance?
- What do you mean by annual policy? Can I use it throughout the year?
- What are the restrictions on the Annual Excess Policies?
- What does Daily Car Hire Excess Insurance mean?
- My car hire is for 31 days. Should I take a daily 31 day car hire excess insurance policy or an annual policy?
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Excess Insurance Questions Answered
- What is Covered by Baggage and Personal Accident Cover?
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- Do I still have to provide my credit card for the excess on my hire car when purchasing a policy from you?
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Vehicle related Questions Answered
- Do you cover vehicles such as Camper Vans, Caravans and Motor Bikes?
- Can I get excess insurance for a pickup truck?
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Purchase related Questions Answered
- Can I buy car hire excess insurance when I am not in the UK?
- How far in advance can I buy car hire excess insurance?
- Can I purchase your Excess Policies if I am not a resident of the UK?
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Excess Insurance Questions Specific to Countries
- Which car hire excess insurance policy is best for car rental in Canada?
- Which car hire excess insurance policy is best for car rental in France?
- Which car hire excess insurance policy is best for car rental in Iceland?
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Claims related Questions Answered
- How good are these companies at settling claims?
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Combined Worldwide CDW, SLI & Excess Policy Questions Answered
- Is Collision Damage Waiver (CDW) the same as Loss Damage Waiver (LDW)?
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Questions on CDW & SLI Policies for the USA and Canada Answered
- What are the restrictions on the CDW/LDW & SLI Policy for the USA and Canada?
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