0800 520 0699
(or 0118 321 8197)
(or 0118 321 8197)
| Monday to Thursday | 9am - 6:30pm |
| Friday | 9am - 5:30pm |
| Saturday | 9am - 5pm |
| Sunday & Bank Hols | Closed |
Search for Car Hire Insurance
Looking for something specific?
Use our search tool to browse our database of frequently asked questions!
FAQ Section > Car Hire Insurance Frequently Asked Questions > 
Are other people travelling with me in my hire car covered?
We explain exactly who is covered on different types of insurance policy.
There are two categories of drivers on car hire insurance policies:
Named Drivers
This is where the policyholder rents the car and 'names' other drivers who can drive the car they have rented. The car hire company name them on the car hire agreement, normally charging extra for each driver. Sometimes the 'named drivers' have to be named on the car hire insurance policy as well, although not all companies insist on this.
All the policies on the MoneyMaxim car hire insurance service allow at least 5 named drivers (and in some cases an unlimited number) to be covered free of charge.
Additional Drivers
These are named drivers on the car hire insurance policy who can hire cars independently of the policyholder. Some companies offer 'partners' policies, some family member policies - with up to 5 family members being allowed to be added - and some allow friends as well. Useful for holiday home owners, who travel out in different groups at different times of the year.
The MoneyMaxim car hire insurance service details the rules applying to different companies.
This content was last reviewed on 04/09/2017
Similar Questions
Your Driver related Questions Answered
- Young Drivers (under 25 years old)?
- Am I too old to hire a car?
- Are other people travelling with me in my hire car covered?
- What are the age limits on Car Hire Insurance policies?
- If I want an additional driver on my hire car, will I have to pay more?
- Can I buy car hire excess insurance if I am under 21 years old?
General Car Hire Insurance Questions Answered
- Do I need Car Hire Excess Insurance when I rent a car?
- How does your car hire excess insurance work?
- Can I just buy an insurance policy, or do I need specific dates to be able to buy my insurance?
- What Does All Inclusive Car Hire Insurance Cover?
- Does my car rental agreement already include insurance?
- Why are there restrictions on UK usage?
- Can a hire company refuse to accept a car hire excess policy?
- Are other people travelling with me covered?
- Is damage to windows and tyres covered?
- Can I purchase your Excess Policies if I am not a resident of the UK?
- Will car hire insurance cover me if I pick the car up at one location and return it to another?
- Will car rental firms preauthorise on my credit card when I have car hire excess insurance?
- Are there credit cards which offer Collision Damage Waiver (CDW) or Excess Insurance?
- Which insurance do I need for my car hire?
- What cars are covered by car hire insurance?
- What do you mean by annual policy? Can I use it throughout the year?
- What is covered by the Theft insurance included in the car rental price?
- What is Personal Accident Insurance (PAI) and do I need it?
- What is Personal Effects Cover (PEC) and do I need it?
- Do I need car hire cancellation insurance?
- How good are these companies at settling claims?
- Does it cost more for additional drivers?
- Does it matter what time of day I collect or return my hire car?
- What if I have a problem printing or downloading the car hire insurance document?
- Do you cover vehicles such as Camper Vans, Caravans and Motor Bikes?
- What does breakdown cover on car hire excess insurance include and how does it work
- Can travel insurance also provide car hire excess insurance?
- No Excess Car Hire - What does this include?
- What do zero excess car hire insurance policies offer?
- What if I am unable to open my MoneyMaxim email with my car hire or car hire excess insurance quotes on?
- My car hire is for 31 days. Should I take a daily 31 day car hire excess insurance policy or an annual policy?
- Should I buy an annual Car Hire Excess Insurance policy or single trip policy for my upcoming hire car?
- What if I need a policy to cover two groups?
- Does deductibles mean the same as excess?
- Can I use excess insurance to cover peer-to-peer hire?
- Can I get excess insurance for a pickup truck?
- Can I cover two or more lead drivers on one policy?
- Do I have to pay an excess if I buy a car hire excess insurance?
- What does Daily Car Hire Excess Insurance mean?
- What is an Annual Car Hire Excess Insurance Policy?
- Can I get car hire excess insurance to cover business use?
Excess Insurance Questions Answered
- Do I have to have Excess Cover?
- What Cover is Provided by Car Hire Excess Cancellation Insurance?
- What are the restrictions on the Annual Excess Policies?
- In which countries is Excess/Super CDW charged?
- In which countries is Excess/Super CDW not charged?
- What is Excess Waiver Insurance?
- How do I make a Claim on my Excess Insurance?
- How are Excess Insurance Claims handled?
- What is an Excess on a Car Hire and what are my responsibilities for it?
- What is Covered by Baggage and Personal Accident Cover?
- What Cover does Car Hire Insurance provide for Carjacking and Road Rage?
- What Cover does Car Hire Insurance provide for Curtailment or Restitution?
- Is the price displayed a daily or total cost?
- What Countries are designated European for Excess Insurance?
- Do I need to buy a second excess insurance policy for an additional driver?
- Does Excess Insurance cover Bodywork Claims?
- Excess Insurance covers the under-body, roof and tyres but does it cover me if I have an accident?
- How do I know what the excess limit is for my hire car?
- Does Car Hire Excess mean I wouldn't have to pay for anything?
- Do I still have to provide my credit card for the excess on my hire car when purchasing a policy from you?
- Will a car hire accident claim affect my car no claims bonus?
- Make Sure Your Car Hire Insurance Claim is Valid
- How large does my excess insurance limit need to be?
- When is the best time to get Excess Insurance?
- What is European Car Hire Excess Insurance?
- Do Worldwide Excess Insurance Policies cover you everywhere in the world?
Questions on CDW & SLI Policies for the USA and Canada Answered
- What are the features of a Combined CDW, SLI and Excess policy?
- How are Worldwide Policy Claims handled?
Combined Worldwide CDW, SLI & Excess Policy Questions Answered
- What are the requirements for car rental insurance in the USA and Canada?
- What are the features of the CDW/LDW & SLI Policy?
- What are the restrictions on the CDW/LDW & SLI Policy for the USA and Canada?
- Is independent car hire insurance suitable for fly-drive holidays?
- How are SLI/CDW Claims handled?
- What cover is provided by the Combined Worldwide CDW, SLI & Excess Policy?
- If I purchase a Collision Damage Waiver and Supplementary Liability Insurance Policy, am I fully covered for car rental insurance in the USA and Canada?
- Is Collision Damage Waiver (CDW) the same as Loss Damage Waiver (LDW)?
- What Cover is Provided with an SLI Policy?
- What does the term Collision Damage Waiver mean?
- Collision Damage Waiver Insurance - We explain what it is
- Theft Protection - Car Hire definitions
- Can I buy independant car-hire insurance for my fly drive holiday?
Car Hire Companies - Your Insurance Questions Answered
- What insurance policies are offered by Auto Europe?
- What insurance policies are offered by No Excess Zest Car Rental?
- What is Avis Insurance Cover like? Do they have CDW, Liability and Excess Waiver Cover?
- What insurance policies are offered by Budget?
- What insurance policies are offered by Car Hire Brokers? And are they a good deal?
- My hire company offers Super CDW or Excess cover? What is this?
- What insurance policies are offered by Dollar?
- What insurance policies are offered by Economy Car Rentals?
- What insurance policies are offered by Enterprise?
- What insurance policies are offered by Hertz?
- National Car Hire - are their Super Cover collision damage waiver excess policies a good deal?
- What insurance policies are offered by Sixt?
- Super CDW, Deductibles and Non Waiver - What do they mean?
- What insurance policies are offered by Thrifty?
- What insurance policies do Alamo offer?
- Super CDW, Deductible or Non Waiver - Terms Explained
- Does Sixt include CDW in its car hire packages?