Are other people travelling with me in my hire car covered?

We explain exactly who is covered on different types of insurance policy.

There are two categories of drivers on car hire insurance policies:

Named Drivers

This is where the policyholder rents the car and 'names' other drivers who can drive the car they have rented. The car hire company name them on the car hire agreement, normally charging extra for each driver. Sometimes the 'named drivers' have to be named on the car hire insurance policy as well, although not all companies insist on this.

All the policies on the MoneyMaxim car hire insurance service allow at least 5 named drivers (and in some cases an unlimited number) to be covered free of charge.

Additional Drivers

These are named drivers on the car hire insurance policy who can hire cars independently of the policyholder. Some companies offer 'partners' policies, some family member policies - with up to 5 family members being allowed to be added - and some allow friends as well. Useful for holiday home owners, who travel out in different groups at different times of the year.

The MoneyMaxim car hire insurance service details the rules applying to different companies.

This content was last reviewed on 04/09/2017

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