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In the UK, Ireland, Europe, South Africa, New Zealand and Australia car hire firms all normally charge excesses on Collision Damage Waivers and Theft Protection policies. However, as with everything, there are always exceptions so read your car hire agreement carefully.
Additionally, excesses are also charged in parts of the Middle and Far East, but not normally in Central or South America. It is sometimes charged in Canada, more commonly now in the Caribbean and the practice is starting to creep in in the US. All in all it comes down to checking your own hire agreement as there is no hard and fast rule for each area of the world.
If travelling to a number of countries regularly, customers may find a worldwide combined Excess and CDW/SLI policy provides the flexibility to ensure that full cover is there for wherever you are in the world. Both Excess and Combination policies are available through the MoneyMaxim car hire insurance service
If you have any queries do call a member of the MoneyMaxim car hire insurance team.
This content was last reviewed on 20/10/2021