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Travel Insurance for Cruises

Compare Cheap Travel Insurance Policies covering Cruises

Cruises are an every more popular way to holiday, but good travel insurance is critical - if you need hospital treatment you may need airlifting - don't risk having to foot the bill yourself.


Travel Insurers with Specific Cruise Cover

Columbus Direct
  • Specialist Cruise Cover with Cruise Policies
  • Cruise Connection, Cabin Confinement and Unused Excursion Cover
  • Optional Upgrade for Volcanic Ash Cover
  • Select European or Worldwide Cruises from the destination options
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www.columbusdirect.com/cruise

Essential Travel
  • Specifically for cruises
  • European & Worldwide
  • Single, Annual or Backpacker Trips
  • Online medical screening
  • Extended baggage cover
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www.essentialtravel.co.uk/cruise

Cruise Insurance with specialised medical condition cover

Avanti
  • Missed Port cover.
  • Cabin Confinement cover.
  • Supplier insolvency.
  • Scheduled Airline Failure cover as standard.
  • Ash cloud delayed departure.
  • Up to £10,000 cancellation cover per passenger.
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www.avantitravelinsurance.co.uk/cruise

Good to Go
  • Travel insurance for pre existing medical conditions
  • Up to a high level of severity and even a terminal prognosis
  • Cancer, Heart Conditions, Diabetes, Stroke, Epilepsy and many more
  • Cover is available to travellers on a course of chemotherapy or radiotherapy
  • Travel insurance cover for mental health conditions
  • Scheduled Airline Failure (insolvency cover) included on all policies
  • Three levels of travel insurance cover to choose from
  • Natural Catastrophe Cover (inc. Volcanic Ash) available
  • Travel Dispute Cover available
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www.goodtogo.co.uk/cruise

Want to talk? Travel Insurance Brokers with Cruise and Medical Condition Cover

JustTravelCover.com
  • No Age Limit Travel Insurance Comparison Service with specialist Cruise Options
  • 5% voucher code (MAX5) for MoneyMaxim users - use online or on the phone
  • Company can suggest the best policies dependent of the severity of your condition and other medical conditions
  • Call friendly Freephone number 0800 542 7166 (Mon-Fri: 9am-8pm, Sat 9am-4pm, Sun 10am-4pm) or get a quote online
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www.JustTravelCover.com

Cruising is becoming an ever more popular way to go on holiday, and as its popularity grows the demand for Travel Insurance that specifically meets the needs of those going on a cruise grows with it.

If you are looking for travel insurance for cruises, whilst on the whole standard travel insurance can be used, there are some additional considerations to take into account.

Some policies which offer specific cruise related cover are detailed below. Although all this information is correct on the date of publication, it could change so ensure you check your individual policy wording to find out exactly what you're covered for on your trip:

CompanyPolicy NameMaximum Trip LengthMissed PortCabin ConfinementUnused Excursion CoverPreexisting Medical CoverMore Info
AvantiDeluxe365YesYesYesOptionalMore Info
DebenhamsWith optional cruise pack365*YesYesYesOptionalMore Info
* with a single trip policy. Annual policies allow up to 31 days per trip.
Columbus DirectWith optional cruise cover45YesYesYesOptionalMore Info
Save an extra 2% on Columbus Single Trip Policies with a MoneyMaxim Special Offer. Select a Cruise policy from the single trip destination options.
Good to GoCruise Policy90YesNoYesOptionalMore Info
Just Travel CoverVarious183OptionalOptionalOptionalOptionalMore Info
Comparison service offers a range of benefits. Available online or call 0800 542 7166. Use voucher code MAX5 for a MoneyMaxim negotiated discount of 5%.

Where are you travelling to?

If you have a policy that only covers a certain geographic area (i.e. is not worldwide) make sure that any destination you are likely to dock in is allowed. Some policies cover Cyprus and Spain as an additional category, others will not cover some countries at all. So when looking at geographic areas make sure you are covered wherever you will dock.

On board activities

Cruise ships offer an amazing range of activities both on board and on excursions so if you plan to use the climbing wall or pop off the ship to go camel riding make sure you are covered for any such activities. The last thing you need is to be stuck in a Marrakesh hospital without insurance with an injury after going on a quad biking adventure.

Cruise specific cover

Some companies offer cover specifically for cruises. This means they offer cover for areas such as cabin confinement (compensation if you are unable to leave your cabin as there is illness on the ship), missed excursion cover (covering the costs of pre paid excursions if you are unable to partake in them due to illness) or missed port cover (in case you miss the ship when it leaves port).

The importance of travel insurance on a cruise ship

Insurance is important whenever you travel, but arguably even more so on a cruise ship. If you should fall ill and need hospital treatment it's not a case of a quick trip down the road in your car or by ambulance. You may need an airlift from the ship and the costs can be enormous. It is for this reason some cruise companies will not allow passengers to board without proper cover - they do not want a situation to arise where a passenger does not have the financial means to pay for the treatment or repatriation they require.

It can be worthwhile considering a comprehensive policy, as features such as missed connection cover are valuable - a delay to a flight can lead to you missing your ship's departure and the consequent costs can quickly build - the few extra pounds paid for a good policy will then look excellent value.

This content was last reviewed on 05/09/2017

Image courtesy of: marcus / FreeDigitalPhotos.net