Medical costs abroad can be very expensive and without adequate insurance cover you can end up facing financial ruin if you suffer from a health-related problem while aboard.
There are numerous and different options to help you choose the right pre-existing travel insurance and the best medical travel cover available in the market today. The good thing about travelling abroad when you are fully insured, but perhaps not in the best of health, is that you can relax and unwind while away without having to worry about issues such as whether or not you are covered should something bad happen.
Travel insurance for pre existing medical conditions can be purchased in many ways. You can even get a quote for pre-existing medical travel insurance online or over the telephone. These days there are numerous platforms available, so purchasing travel insurance when in bad health is a procedure that can be solved within minutes.
Actually, there are as many types of insurance premiums as there are health problems; however, these are some of the most common medical conditions where it is possible to find comprehensive travel insurance:
In order to make an accurate assessment of your risk, an insurance company will ask for your medical history in order to tailor the insurance to your specific case.
The price you pay for travel insurance with medical conditions can vary widely depending on the specific type of illness or circumstances.
Something to bear in mind when looking for relevant travel insurance to cover a specific health condition is to remember that you should always tell the truth when making an application for insurance. If you do not reveal you full state of health and make a claim on your insurance at a later date, it could be invalid and you'd be left to cover full medical and repatriation costs back to the UK.
This information is based on journalistic investigation and research. It is not financial advice. Any information should be considered in regard to specific circumstances. Any suggestions followed up are done so at your own risk and your own research is key.
Photo credit: Till Achinger
This content was last reviewed on 30/10/2012