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FAQ Section > Car Hire Insurance FAQs > Car Hire Insurance Baggage Cover

What is Personal Effects Cover (PEC) and do I need it?

We explain exactly what Personal Effects Cover is, and whether you should consider choosing a policy which includes it in your car hire insurance.

This covers loss of possessions which are locked (and out of sight) in the car. Make sure you understand your obligations when leaving belongings in the car.

Worthwhile considering if your travel insurance either does not offer this cover, or you do not have sufficient 'all-risks' cover for belongings on your home insurance policy. But this cover appeals most, in our experience, to those renting in their home country when they wouldn't necessarily have travel insurance in place.

Companies offering PEC are detailed on the MoneyMaxim car hire insurance service.

Compare car hire insurance prices with MoneyMaxim

If you have any queries do call a member of the MoneyMaxim car hire insurance team.

This content was last reviewed on 26/10/2016

Image courtesy of: Centralasian

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