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Sally Wilson

Sally is a key member of the MoneyMaxim editorial team. She is a frequent hire-car user and often goes on holiday with her family. With an interest in getting great value for money, Sally shares her hints and tips for travelling and insurance.

Sally Wilson is one of our Team of Experts

What is the cheapest way to insure a learner driver on my car?

We talk through your options for insuring your child on your own car

red car l plates

The cheapest way of insuring a learner driver will depend on several factors which include:

- Are they using a car belonging to someone else?

- How long do you want the insurance for?

- How often will they be going out to practise?

By using our learner driver car insurance comparison service you can discover which type of learner driver car insurance policy works best for you.

We offer a choice of policies for short term or annual insurance. There are also options for learner drivers to cover a borrowed car or their own.

How do I insure a learner driver on my own car?

There are many policies available to insure a learner driver on a borrowed car. They also tend to be cheaper than those to cover a learner driver using their own car. Any learner driver must have a valid provisional licence and the accompanying driver must conform to DVLA rules. You should also check the terms and conditions of your own insurance as most learner driver polices will expect the borrowed car to already be insured.

What are the advantages of short term learner driver insurance?

Many learner drivers take less than a year to pass their test so it can make a lot of sense to only pay for the time it is going to take them to be free of their L plates! There are policies from one month in length upwards and there are also several options for app-based insurance where you can choose your driving days.

How do the app-based learner driver car insurance policies work?

You may find the cheapest option to insure a learner driver on your car is to use an app-based insurance policy. These policies work by offering a set number of 'driving days' within the insured period. If you insure a learner driver on your car for 3 months, it is unlikely that you will be taking them out to practise every day within those 3 months. With the app-based insurance you can choose the number of driving days you think you will actually need and use the app to let them know when you decide to use one.

Compare learner driver car insurance policies now

If you need any assistance with choosing a learner driver policy please give our customer services team a call on 0118 321 8197.