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Mark Bower

Mark founded MoneyMaxim in 2008, with the aim of delivering an impartial and independent service. Mark is a regular money saving expert in the press and writes regular news and articles for the MoneyMaxim news pages sharing his views on banking, personal insurance and the utilities (gas, electricity, mobile and home phones, broadband and pay TV) market with customers.

Volcanic Ash Insurance? MoneyMaxim offer lower prices

Save Money on Travel Insurance which covers Volcanic Ash - we name the policies which will cover you for natural disasters, and offer ways to save money.

As Icelandic authorities impose a local flight ban after the country's most active volcano, Grimsvotn, began erupting MoneyMaxim are offering discounts on Columbus Direct Insurance policies, which offer an extention to include airport closures.

Please note that as Columbus have determined that this eruption is a known event policies purchased now will not proved cover for this incident- if you are looking for policies that will please see Travel Insurance Policies Covering Volcanic Ash

A 5% reduction on annual premiums is being offered, whist 2% of being cut from single trip premiums. These can be obtained through the following unique links:

5% off Columbus Direct Annual policies

2% off Columbus Direct Single Trip policies

Please remember that these policies, along those of Aviva and Direct Travel require the additional upgrade to be taken to ensure cover is provided on both outward and return legs of your holiday. At the time of writing Direct Travel are still offering cover for the eruption, although benefits will be reduced by 75% during the first seven days after a policy is bought (or holiday is booked whichever is later). Note: As at 25th May Aviva have stopped covering this volcano and Direct Travel have added the following stipulation: No cover is provided under this section of cover if on the date of purchase your departure airport has already been closed or your flight has already been grounded.

More information can be found in our article on Travel Insurance Policies Covering Volcanic Ash

The current situation has arisen as a plume of smoke rises 12 miles above the volcano.

Last year, ash clouds from another Icelandic volcano, Eyjafjallajökull, led to the closure of major parts of European airspace, although the hope is that this eruption will not cause as serious as situation.

Hjordis Gudmundsdottir, a spokeswoman for the Isavia civil aviation authority – which has imposed a flight ban of 120 nautical miles (222 km) around Grimsvotn – said: "We have closed the area until we know better what effect the ash will have.”

Located in the south east of Iceland Grimsvotn lies under Europe'ss largest glacier in Europe called Vatnajokull.

Eyjafjallajokull's eruption last year led to the largest closure of European airspace for 60 years, affecting 10 million travellers and although both travellers and airlines did question at the time whether the closures were an overreaction a scientific report issued last month concluded that the safety concerns had been well founded.