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Susan Care

Susan works as editorial assistant and researcher on personal finance stories. She also writes on a number of breaking news stories, as well as offering great money saving tips to shopping-savvy consumers.

Bradley Wiggins hurt after crash with car

Bradley Wiggins, Olympic cycling superstar was knocked off his bike while training last night. We know he's a supporter of crash helmets, how about insurance?

Bradley Wiggins spent last night in hospital after he was knocked off his bike by a Vauxhall Astra pulling out of a filling station.

A spokesman from Lancashire police said: ‘Police were called to the scene of a road traffic accident at Crow Orchard Road in Wrightington at about 6pm this evening. A cyclist has been involved in a collision with a white Vauxhall Astra car. The rider of the bike, a 32-year-old local man, was taken to hospital by ambulance with injuries not thought to be life-threatening. His family have been told.'

Team Sky confirmed the accident saying on their site ‘He is being kept in hospital overnight for observation but the injuries he has sustained are not thought to be serious and he is expected to make a full and speedy recovery.'

Bradley is known for his responsible attitude towards cycling, arguing at a press conference during the Olympics that cyclists had a responsibility to wear a helmet.

Given that there were witnesses to the accident and the police are involved he shouldn't have too many issues with insurance.

Avon and Somerset Police recently staged an officer "stealing” bicycles in full view of the public to see if they would be challenged or the "theft” reported. Sadly, they weren't challenged and nobody reported the activities despite the officer waving around a large pair of bolt cutters.

While specialist cycle insurance policies are not mandatory, they can be worth considering. Not having to make a claim on your household policy protects your no-claims discount and cover for cycles often adds to the premium so a separate policy can make sense. Some policies also include Public Liability Insurance should the worst happen and you are found at fault. MoneyMaxim allow you to compare cycle insurance policies.