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Sally Wilson

Sally is a key member of the MoneyMaxim editorial team. She is a frequent hire-car user and often goes on holiday with her family. With an interest in getting great value for money, Sally shares her hints and tips for travelling and insurance.

How much is that Excess? See how you can protect yourself when hiring a car

Compare independent excess waiver insurance. Save time and money at the car hire desk.


Here at Moneymaxim we answer many calls from customers asking about the advantages of independent excess waiver insurance. The straightforward answer is to save money and time. Often when customers arrive to pick up their hire car, they are urged by the rental company to buy excess waiver insurance. This can mean spending longer at the car hire desk when you may want to get started on your journey to your holiday destination. And these policies usually come at a much higher price.

At Moneymaxim we provide a Car hire excess comparison service which enables you to browse a wide range of policies - all at very reasonable prices - and to choose from them at your leisure. You will see the results are tailored around your trip. You could be paying as little as £1.80 a day!

The simplest way to find the results to suit you is to input your details on our insurance comparison service. This will display a list of options with several different independent insurers. Please take a couple of minutes to watch our video below - it will help you understand the table and what your results mean. It will also demonstrate how you can proceed with any policy that you feel meets your needs.

The excesses on your car hire insurance through your car hire rental agreement can be quite high - in Italy particularly. With the Car HIre Excess reimbursement policies available through our service, you can reclaim an excess you may have paid out. The policies listed can have different limits and this is explained in our video.

An additional advantage of independent excess waiver insurance policies is that they also cover damage to the tyres, wheels, glass, underbody and roof of the hire car. Most car hire companies hold you fully responsible for any damage to these parts of the car and many still do not cover them even if you take out their own extended insurance.

If your car hire is for more than 17 days or you are planning on hiring a car multiple times in a year, you may find that an annual policy is more cost effective.

If we can help you further, our customer service team will be very happy to take your call on 0800 520 0699 - or you can use our online chat service via our website.