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David Neal

Car insurance is a 'must buy' as risky road behaviour gets worse

An intriguing new study shines the light on which cars are most commonly linked to dangerous driving practices.

An intriguing new study shines the light on which cars are most commonly linked to dangerous driving practices.

In regards to speed limits, 26% of those who have exceeded the statutory speed limit on a public road were driving a Land Rover Discovery HSE V6 TD. The same offence was labelled at one in five (20%) motorists driving a Land Rover Range Rover Sport HSE TD6, a BMW 320 DM Sport, and a Ford S-Max Titanium TDCI.

A further 19% of drivers who own a Ford Mondeo Titanium X TDCI (140), a Vauxhall Insignia SRI CDTI (158), a Mercedes E320 Avant Garde or a MINI COOPER TD have also been caught driving over the speed limit on a public road, according to the report.

The study also shows that Audi A3 S3 FSI Quattro drivers are the worst offenders for failing to comply with traffic light signals. Owners of a Peugeot 106 GTI are particularly bad for driving without due care and attention and Vauxhall Astra Edition 16V Coupe owners are the guiltiest for driving a vehicle which is not insured against third party risks.

On top of this, drivers of Citroen Saxo VTR's are the worst for driving or attempting to drive having consumed an illegal amount of alcohol, Landrover Range Rover Sport HSE TD6 owners are bad for exceeding speed limits on a motorway and Vauxhall Zafira Design DTI owners are the worst for using a vehicle with defective tyres.

Compare car insurance

Considering this questionable behaviour, having car insurance in place could be considered crucial to protect yourself on the road.

When you go to compare the market for quotations, remember to consider the right policy for you. It may not be the cheapest available, as you need to decide what level of excess suits your budget, whether a courtesy car is important during repairs, and perhaps whether you would like legal expense cover included.