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Mark Bower

Mark founded MoneyMaxim in 2008, with the aim of delivering an impartial and independent service. Mark is a regular money saving expert in the press and writes regular news and articles for the MoneyMaxim news pages sharing his views on banking, personal insurance and the utilities (gas, electricity, mobile and home phones, broadband and pay TV) market with customers.

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Choose the right car to cut insurance costs

Picking the right car is just one of the tips The Co-operative Insurance Group have suggested to help young drivers find affordable insurance

Insuring a young driver can be an extremely expensive thing to do. In fact, in some parts of the country it can be quite prohibitive.

So, any ways in which young drivers can reduce the premiums should be seriously considered, especially if they are also likely to encourage safer driving practices too.

As with all types of car insurance policies, cover available from insurers such as The Co-operative Insurance Young Drivers is based on the age, make and condition of the vehicle that will be driven. With this in mind, The Co-operative Insurance has recently showcased 15 top tips for young drivers, with the choice of car being an obvious inclusion.

Obviously things such as having a larger engine size can have a significant impact on the overall cost, but the age and popularity of a vehicle can push premiums up too.

A less powerful engine and less prestigious model make a good start, but it's worth bearing in mind that some older models might not have the safety features commonly found in newer cars, which can be to their detriment.

Other common tips that apply to most car insurance packages, such as increasing the excess levels and making sure the car has safe and secure parking, can also help keep costs down.

** The Co-operatives 15 Money Saving Tips for Young Drivers ** from TheCooperativeGroup