Mark founded MoneyMaxim in 2008, with the aim of delivering an impartial and independent service. Mark is a regular money saving expert in the press and writes regular news and articles for the MoneyMaxim news pages sharing his views on banking, personal insurance and the utilities (gas, electricity, mobile and home phones, broadband and pay TV) market with customers.
Research into 595 home contents insurance policies has found that cheaper home contents insurance is available if you are a member of a neighbourhood watch scheme.
Research from the independent financial research company Defaqto found a massive 43% discount available for those who are a member of Neighbourhood Watch and 64% discounts for approved door and window locks. The research also revealed that 67% of policies offer a no claims discount if you do not make a claim. We have identified nine ways to get a discount and only one of them raising the excess impacts on the actual insurance coverage, said Defaqto Head of Research Brian Brown. There are often a number of ways to reduce the premium without having to compromise on the cover. Discounts were available from 19% of policies via the insurers website, while 85% of insurers offered a discount if both buildings and contents insurance were taken out from the same insurer at the same time. A recent example of a specific offer is the Nationwide Buildings and Contents cover which recently announced 1 days of free insurance if taken out by 5th September 21. Additionally, customers can qualify for an extra 2 days worth of free cover if they choose to buy online.
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