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Over-5s jet setters are urged to compare travel insurance online, even though premiums increase and availability decreases with age, due to the fact that travellers over 85 eight times more likely to make a claim than an 18-54 year old.
Travellers 65-74 are three times more likely to make a claim on their travel insurance than those in the age group 18-54 according to confused.com, accounting for the lack of options for this age group.
An 18-54 year old can secure a one week policy for just £5.81 whereas someone aged 65-74 is likely to pay three times this at an average of £17.98.
"This group of travellers shouldn't be tempted to take the risk of travelling without cover," said Steve Williams, Confused.com travel insurance head.
"Premiums do increase with age to reflect the fact that a greater number of claims are made, although the level of cover remains comparable, offering peace of mind in the event that a trip is cancelled or medical help is needed."
Travel Insurance for those with Pre-existing Medical Conditions
Most standard travel insurance policies stop offering insurance at 75 making the process of finding a good deal even more difficult, however moneymaxim offers a competitive deal specifically for those with pre-existing medical conditions suitable for this age group.
Of our panel of over 3 insurers ten now offer online screening of medical conditions, and in most cases will offer differing premiums depending on whether or not cover for the condition is required. Read More: Travel Insurance with Pre-existing Medical Conditions