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Homeowners and first-time buyers are being urged to compare mortgages to take advantage of the competitive deals currently on offer.
Santander have launched two new 6 percent LTV mortgages with 2.19 percent for the two-year tracker and 2.99 percent on the two-year fixed.
These reduced rate offers both come with a £995 fee while other mortgage products in their range will also see rates slashed.
The tracker product rates are being reduced by .35 percent on two-year tracker at 7 percent LTV making it 2.55 percent and the 75 percent LTV mortgage is reduced by .16 percent to 2.89 percent.
On their fixed mortgage products their two-year fixed rate at 75 percent LTV for remortgages is now 4.19 percent with no fee and the 7 percent LTV now 3.19 percent with a £995 fee.
"Those wanting to take advantage of the fixed rate deal must hurry as it requires completion of the mortgage by 31 January 211," said a Santander spokesperson.
"Rewarding loyalty is also a priority and our latest rate cuts demonstrate our commitment to providing great products for both homebuyers and remortgagers, be they new or existing customers."
Furthermore, included with all the products is a free basic property valuation up to the value of £2.5 million and payment and arrangement for legal work for transfers.
Two new products have also been added to the Santander University range exclusively available through Santander University branches.
These include a new two-year Core tracker at 6 percent LTV at 2.49 percent and £995 fee and a new two-year fixed at 8 percent LTV for homebuyers at 4.59 percent with the same fee.
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While the Bank of England continues to hold the Base Rate at .5 percent, mortgage holders or first time buyers are in a good position to get a good deal on the rate of interest they pay before this rises.
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