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Did you know that if you live in Yorkshire you are 143% more likely to make a claim due to flood damage than the UK average? New figures reveal some interesting trends relating to British regions and the home insurance claims produced as a result of weather conditions.
Research from Confused.com suggests that the British weather remains a mystery with adverse conditions severely affecting home insurance claims.
Home insurance claims related storm damage have risen by 68% overall in the UK, with homes in Central Scotland being 117% more likely to claim for a storm.
While people in Yorkshire are 143% more likely to have a claim due to a flood, those residing in Wales and the West of England are 89% more likely to make a claim due to lightning. In fact, lightning actually strikes twice for almost one in ten lightning claimants, according the study.
Other surprising results reveal that policy holders living in London are 47% more likely to have a claim due to a falling tree. Due to the changeable weather, the study suggests customers should check their home insurance policy and make sure they are covered for adverse weather.
Insure your house this winter
Amongst other tips, the report suggests that securing any loose tiles, having home emergency cover, checking that guttering isn't blocked, cutting back any loose branches that are near to your property and putting away garden furniture are all good ideas.
In fact, the Association of British Insurers recently said that bad weather last winter in the UK caused up to 1.4 billion claims for snow, ice and water damage, and reminded its customers about the vulnerability of homes to the weather.
It is essential to shop around and compare home insurance companies to find the policy for your home cover this winter.