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Many motor breakdown policies do not cover putting the wrong fuel in your car, new research shows. Compare motor insurance and car warranty insurance to ensure your policies cover you for your needs.
Analysis of 288 motor breakdown policies analysed Defaqto found 23 percent exclude cover for misfuelling and some even charge additional fees for having the vehicle towed to a garage.
Furthermore, the research revealed 14 percent do not provide cover if you run out of fuel. The AA has also recently stated that more than 1, motorists put the wrong fuel in their car and these problems are one of the ten most common problems dealt with by motor breakdown patrols.
"Drivers putting the wrong fuel into a vehicle not only face a huge repair but may also find that their breakdown policy doesn't provide cover for their vehicle to be towed to a garage," said Mike Powell, Defaqto general insurance insight analyst.
"Motorists need to be aware that there is a wide variation in the type of coverage offered by motor breakdown policies even beyond the better known classifications such as roadside assistance, home service, towing, onward travel, replacement car, hotel expenses and European cover."
Recent research by Which? also found that motorists wishing to make minor changes to their car insurance policies are charged as much as £55 for doing so.
Seven out of ten car insurance providers charge customers administration fees for changing details such as marital status and address on their policy.
Vicary-Smith, Which? chief executive said: "It's about time insurance companies start treating their customers fairly and make administrative charges proportionate and transparent."
Compare Cheap Car Warranty Schemes
As well as car breakdown services, car warranty schemes are becoming increasingly popular as due to economic hardship many people are keeping their cars for longer, but they are still hoping to protect themselves against large unexpected car maintenance bills.