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Sally is a key member of the MoneyMaxim editorial team. She is a frequent hire-car user and often goes on holiday with her family. With an interest in getting great value for money, Sally shares her hints and tips for travelling and insurance.
These days many people's lifestyles mean that they do not use a car every day. Whether that is because their role involves a large amount of international travel, they commute to work by public transport or they work from home, there are many reasons why a car may stay parked at the side of the road rather than being driven every day. Those with a second property may keep a car there that is off road for long periods. If this is the case for you, there is now a solution which means you could be making great savings on your car insurance.
If you buy standard annual fully comprehensive car insurance, you are paying to be able to drive your car every day of the year. This is fantastic if you are likely to be using it most days but what if you are not? What if you could find a car insurance where you need only insure your vehicle at a fully comprehensive level when you needed to? Well that is what Cuvva insurance can do for you.
Cuvva offer a subscription car insurance which is tailored to the hours you drive. Once you take out a subscription, your car is insured whilst parked and unattended but you then use the app to increase the cover level each time you want to drive the car. So if you need just one day car insurance at a time then Cuvva may be just what you are searching for. The subscription option works best for those who regularly drive their car for 10 hours or less per month. There are currently two app options - one hour cover or all day (until midnight). Cuvva are looking at providing more options in the future.
Looking for learner driver insurance by the hour? Cuvva have a learner driver policy which allows you to cover any car. You do not need to be the owner, however the car must already be insured separately. The learner driver policy is completely independent and comprehensive so will not affect the no claims bonus of the owner. If you want to pay for your learner car insurance per hour or per day then take a look at Cuvva.
Cuvva also have a short-term car insurance product - perfect for when you need to insure a borrowed car. Perhaps you are visiting relatives or your own car is off the road and you need to use a friend's car for a few days? A short term car insurance policy from Cuvva can provide comprehensive cover from just an hour in length! And a big plus is that by taking out a separate insurance policy, it will not affect the owner's no claims bonus should you have an incident.
If you have relatives or friends visiting who want to borrow your own car, there are short term car insurance policies available that will cover many foreign licence holders. Being able to drive a car will enable EU, Canadian, Australian, New Zealand and South African licence holders to make the most of their stay in the UK.
So the car insurance industry is changing. New products are being introduced to cater for today's society and the ever-growing needs of car drivers. If you need help with your car insurance and want to speak to someone about it. Give our customer service team a call on 0800 520 0699 and we will talk through your options with you.