We Review John Lewis Home Insurance
We review John Lewis Home Insurance, highly customisable cover from a leading brand. Change or cancel your policy any time, without any fees applyingVisit John Lewis
John Lewis Home Insurance offers a tailored approach to home insurance, enabling you to choose between their Silver or Bronze policies which have cover limits for both Building and Contents, or their Gold Policy which offers an unlimited claims limits.
This gives you maximum flexibility to ensure you have the right insurance for your property, allowing you to relax in the knowledge you are fully covered. You can tailor your policy to include additional items such as bicycles, gadgets and home emergency cover.
Other benefits include:
- Alternative Accommodation included as standard in all policies with varying levels of cover.
- Valuables cover up to a maximum £40,000 included on all policies.
- Total contents limit of at least £50,000 as standard
- New for Old replacement
- Contents in the Open cover of at least £2,000
- Personal effects of dependent relatives in a nursing home – up to £2,500
- Select optional add-ons including Accidental Damage
- Add Student cover if appropriate
- Optional 24 hour Home Emergency service - up to £1,500 parts and labour for uncontrollable emergencies
In summary John Lewis Home Insurance has introduced a flexible way to choose your policy so you only pay for the cover you need, not the things you don’t. It’s all part John Lewis doing insurance a different way.
You can just choose from three levels of cover - Bronze, Silver or Gold for your buildings, contents or both. Then you can tailor your policy to include things like bicycles, gadgets and more, with the optional add-ons you need.
You can change your policy to suit your new circumstances at any time, without admin fees or hidden charges. You can switch to paying monthly, or even cancel at any time, at no extra cost.
If you’re an existing customer, you won’t pay more than a new customer for the same cover. And John Lewis will do their best to explain the price of your policy clearly, so you know exactly what you’re paying for.
Their aim is to keep things clear and simple, reduce jargon and make everything easy to understand. They’ll explain exactly what you’re paying for and what’s included in your cover when you first buy and every time you renew.
As the world changes, and so has John Lewis insurance. They now include new add-ons that cover cyber threats, including crime or virus damage to electronic devices connected to the internet.
And of course should you need to contact them their friendly Customer Service Team is only a phone call away.
This content was last reviewed on 27/10/2021